Hartford Area Habitat for Humanity is looking for families that want to build and buy their own home. We want to work in partnership with them. We are building new, single-family houses in several different Hartford neighborhoods as well as in surrounding communities. Occasionally, we have condominium units available as well in Hartford.

You are eligible to apply if your income is LESS than the amount indicated on the Home Ownership Guide, which is based on 50 percent of the median family income for Hartford County and varies with the size of your family.

If you are eligible to apply, there are three qualifications:

• You must have a need for simple, decent, adequate housing.
• You are able to pay for Habitat housing as well as to meet your other expenses
• You are willing to partner with us in building your house as well as the houses of others.

Need can be many things. For example, the living space may be too small for your family, or may be in poor repair, or may be too expensive.

Ability to pay means that you have enough income to cover the monthly payment for your new house as well as your other expenses. A standard three-bedroom Habitat house costs about $95,000. Our average homeowner spends $600-650 a month to own his or her house: principal, property taxes, and property insurance. Utilities are not included. How does that compare with the amount you now spend?

Willingness to partner is our way of saying that we will build this house together. We require a one percent down payment ($950), 150 sweat equity hours from each applicant, and attendance at workshops on skills necessary for successful homeownership.

Applicant Information Meetings (AIMs) for people who are thinking about applying to buy a Habitat house are held at least twice a year. You must attend an AIM to get an application for our program. Please call the Habitat office to learn where we plan to build, and when and where the AIM for those sites will be held.

Dial 541-2208 then
Press 3 for “homeownership opportunities” then
Press 1 for information about our next AIM
Or, simply click on "How to Apply."

We genuinely welcome your interest in a Habitat house, and we look forward to seeing you at our next Applicant Information Meeting.

Yours in partnership,

Family Services